Lower volatility and predictable returns. Funds suited to conservative investors, emergency reserves, or defensive positions within broader portfolios.
Redemption available according to each fund’s bylaws — many with D+0 or D+1. Flexibility to reallocate without giving up the return earned over the invested period.
Active management seeking to outperform the CDI, IPCA, and IMA-B benchmarks. Each fund takes a deliberate position on duration, index, and credit quality.
It depends on the fund. Liquidity funds settle redemptions at D+0 or D+1. Funds with exposure to IMA-B or long-term IPCA+ may have a longer pricing period, proportional to the portfolio’s duration profile. Please refer to each fund’s bylaws for current terms.
CDI funds deliver returns pegged to Brazil’s benchmark interest rate — suitable for short-term reserves. IPCA+ funds protect purchasing power over time, with returns above inflation — better suited to long-term goals such as retirement or intergenerational wealth.
Fixed income funds have historically delivered higher returns than the Brazilian savings account (poupança). With high interest rates, such as those in effect since 2022, the difference in net return between a well-managed DI fund and a savings account is significant. Funds also allow diversification across indices and maturities that a savings account does not offer.
Yes. Rio Bravo has an Investment Solutions vertical for closed-end pension funds (EFPC), public pension regimes (RPPS), and insurers, with ALM strategies that match assets to long-term liabilities. We work with IMA-B, IPCA+, CDI, and private credit — respecting each entity’s investment policy and regulatory limits.
It varies by fund. Some are accessible through partner brokerage firms; others are intended for qualified investors. Poupah! allows contributions from R$ 100 with an allocation that may include fixed income funds selected by the Rio Bravo team. Please refer to each fund’s bylaws and fact sheet.
